Cyber scams are nothing new, and every day, fraudsters are on the lookout for their next victim.

Think you're safe from online predators? Think again!

Hackers don't need to know your bank balance to want access to it. Your personal information, financial details, and even the contents of your email are all valuable targets. Cybercriminals cast a wide net, hoping you'll believe you're not vulnerable. So, how can you protect yourself? Start by learning how to spot the signs! Let’s begin with the basics of cyber hygiene—simple, practical steps you can take to safeguard yourself online.

1. Start by Enabling Multifactor Authentication

It goes by many names: Two-Factor Authentication (2FA), Multifactor Authentication (MFA), Two-Step Authentication, but they all mean the same thing: adding an extra layer of security when trusted websites or apps ask you to confirm your identity. Your bank, social media accounts, school, workplace—they all want to make sure it's really you accessing your information.

Industry leaders are taking extra precautions. Instead of relying solely on passwords, which can be reused, cracked, or stolen, they verify your identity.

Something You Know: Like a PIN number or a personal detail, such as your sister's middle name.

Something You Have: An authentication app or a confirmation text sent to your phone.

Something You Are: Biometrics like a fingerprint or Face ID.

That second step is much harder for hackers to fake. So, double up and secure your accounts with these two steps. Start with your email account, then move on to your financial services, social media, online stores, and even your gaming and streaming services. The more accounts you secure, the safer you’ll be.

2. Keep Your Software Updated

Hackers will take advantage of system vulnerabilities. While network defenders are working hard to patch them, their success relies on us keeping our software updated. Always update the operating systems on your mobile devices, tablets, and laptops, as well as your apps—especially your web browsers. Whenever possible, enable automatic updates for all your devices, apps, and operating systems.

3. Use Strong Passwords

Did you know that password and 123456 are among the most common passwords? Using easy passwords is like locking your door and leaving the key on the doorknob—anyone can get in. To create stronger passwords:

Make it long: At least 16 characters.

Make it unique: Never reuse passwords across sites.

Make it random: Use a computer or password manager to generate a strong password.

Consider using a password manager to securely store your passwords just make sure your master password is both strong and memorable. And protect your password manager with multi-factor authentication (MFA).

4. Be a Cyber Smart Role Model

As our world becomes more interconnected, it’s up to all of us to help protect the digital systems we rely on. Take these four simple steps to protect yourself and share them with two friends. Cybersecurity is contagious!